women in finance – Financial Freshman

Make It Easy: Pay Yourself First

The easiest way to start saving, regardless of whether you’re putting the money into your savings account or investing the money in your 401(k), is to pay yourself FIRST. What does that mean? Well, the easiest way to not spend your money is to not have access to it in the first place. If you’reContinue reading “Make It Easy: Pay Yourself First”

ESPP: Why You Should Opt In

If you work for a big company, and they have publicly traded stocks, there’s a chance they also offer an ESPP to their employees. So what is an ESPP and why should you opt into it? An ESPP (Employee Stock Purchase Plan) is a program run by a company in which its employees can optContinue reading “ESPP: Why You Should Opt In”

Introducing The Financial Freshman!

Hey Freshies (that’s you)! What started out as an idea a few years ago, and a never-published blog that was lost in the wind, has now materialized. My name is Grace Montgomery, and I pride myself in being the de-facto financial consultant for my friends and family (please note I am not certified, and noneContinue reading “Introducing The Financial Freshman!”