money moves – Financial Freshman

Make It Easy: Pay Yourself First

The easiest way to start saving, regardless of whether you’re putting the money into your savings account or investing the money in your 401(k), is to pay yourself FIRST. What does that mean? Well, the easiest way to not spend your money is to not have access to it in the first place. If you’reContinue reading “Make It Easy: Pay Yourself First”

Gone to the dogs: Dogecoin and the global economy

Even if you’re skeptical of cryptocurrencies, there’s no denying the power they hold in the global economy right now. Prices of cryptocurrencies are booming, everyday investors are getting more and more involved in the latest cryptocurrencies, and cryptocurrency-related companies like Coinbase are going public. The traditional finance world is trying to latch on any wayContinue reading “Gone to the dogs: Dogecoin and the global economy”

Your Savings Account and Your “Savings” Account

My tip: have two savings accounts. One of the first things I did when I got my first Big Girl JobTM was open a high-yield savings account. This involved applying for an online savings account with Ally (although there are a lot of online banks nowadays that offer great High Yield Savings account options), essentiallyContinue reading “Your Savings Account and Your “Savings” Account”