$COIN: Will Coinbase’s valuation always be linked to Crypto prices?

Will the value of Coinbase, a principal cryptocurrency exchange platform, company always be inextricably linked to the price and current health of the cryptocurrency markets? $COIN went public on April 14, 2021 at $342, and has since (as of April 3rd, 2022) decreased 45% to $186.96. At the same time, cryptocurrencies from Bitcoin to EthereumContinue reading “$COIN: Will Coinbase’s valuation always be linked to Crypto prices?”

Gone to the dogs: Dogecoin and the global economy

Even if you’re skeptical of cryptocurrencies, there’s no denying the power they hold in the global economy right now. Prices of cryptocurrencies are booming, everyday investors are getting more and more involved in the latest cryptocurrencies, and cryptocurrency-related companies like Coinbase are going public. The traditional finance world is trying to latch on any wayContinue reading “Gone to the dogs: Dogecoin and the global economy”

ESPP: Why You Should Opt In

If you work for a big company, and they have publicly traded stocks, there’s a chance they also offer an ESPP to their employees. So what is an ESPP and why should you opt into it? An ESPP (Employee Stock Purchase Plan) is a program run by a company in which its employees can optContinue reading “ESPP: Why You Should Opt In”

Your Savings Account and Your “Savings” Account

My tip: have two savings accounts. One of the first things I did when I got my first Big Girl JobTM was open a high-yield savings account. This involved applying for an online savings account with Ally (although there are a lot of online banks nowadays that offer great High Yield Savings account options), essentiallyContinue reading “Your Savings Account and Your “Savings” Account”

Introducing The Financial Freshman!

Hey Freshies (that’s you)! What started out as an idea a few years ago, and a never-published blog that was lost in the wind, has now materialized. My name is Grace Montgomery, and I pride myself in being the de-facto financial consultant for my friends and family (please note I am not certified, and noneContinue reading “Introducing The Financial Freshman!”