budgeting – Financial Freshman

Make It Easy: Pay Yourself First

The easiest way to start saving, regardless of whether you’re putting the money into your savings account or investing the money in your 401(k), is to pay yourself FIRST. What does that mean? Well, the easiest way to not spend your money is to not have access to it in the first place. If you’reContinue reading “Make It Easy: Pay Yourself First”

Introducing The Financial Freshman!

Hey Freshies (that’s you)! What started out as an idea a few years ago, and a never-published blog that was lost in the wind, has now materialized. My name is Grace Montgomery, and I pride myself in being the de-facto financial consultant for my friends and family (please note I am not certified, and noneContinue reading “Introducing The Financial Freshman!”