The Financial Freshman
Welcome to The Financial Freshman. A one-stop-shop for anyone that considers them “new” to personal finance – whether you’re 13, 18, or 30+, it’s never too late (or too early) to start getting your financial s**t together!
Latest from the Blog
The Price of Morning Coffee: Budget vs Realist
The habit of grabbing a morning coffee is controversial in the money-savvy/budgeting/financial planning community. Dave Ramsey die-hards and other will say that the key to financial success is giving up you $6 latte (we’ve all seen those articles ranting about how millennials and young people would have houses if they just gave up their expensive…
$COIN: Will Coinbase’s valuation always be linked to Crypto prices?
Will the value of Coinbase, a principal cryptocurrency exchange platform, company always be inextricably linked to the price and current health of the cryptocurrency markets? $COIN went public on April 14, 2021 at $342, and has since (as of April 3rd, 2022) decreased 45% to $186.96. At the same time, cryptocurrencies from Bitcoin to Ethereum…
Make It Easy: Pay Yourself First
The easiest way to start saving, regardless of whether you’re putting the money into your savings account or investing the money in your 401(k), is to pay yourself FIRST. What does that mean? Well, the easiest way to not spend your money is to not have access to it in the first place. If you’re…
Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.
Albert Einstein
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Disclaimer: I am not a Certified Financial Planner, do not use my content as financial advise or recommendations.
Financial Freshman 