The Financial Freshman

Welcome to The Financial Freshman. A one-stop-shop for anyone that considers them “new” to personal finance – whether you’re 13, 18, or 30+, it’s never too late (or too early) to start getting your financial s**t together!

Latest from the Blog

The Price of Morning Coffee: Budget vs Realist

The habit of grabbing a morning coffee is controversial in the money-savvy/budgeting/financial planning community. Dave Ramsey die-hards and other will say that the key to financial success is giving up you $6 latte (we’ve all seen those articles ranting about how millennials and young people would have houses if they just gave up their expensive…

$COIN: Will Coinbase’s valuation always be linked to Crypto prices?

Will the value of Coinbase, a principal cryptocurrency exchange platform, company always be inextricably linked to the price and current health of the cryptocurrency markets? $COIN went public on April 14, 2021 at $342, and has since (as of April 3rd, 2022) decreased 45% to $186.96. At the same time, cryptocurrencies from Bitcoin to Ethereum…

Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.

Albert Einstein

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Disclaimer: I am not a Certified Financial Planner, do not use my content as financial advise or recommendations.